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 Car Loan Interest Rates

Don’t be fooled by 0% offers

0% interest sounds too good to be true, doesn’t it?  Well, you know what they say, if it is too good to be true, it probably is.  0% interest can have some less than desirable outcomes.  Many times, dealerships will offer a rebate or discount at the time of purchase.  If you receive 0% interest the options for a rebate or discount will no longer be offered.

If offered 0% interest on your auto loan, you will be paying off more, over time, than if you were to receive a $2,000 cash back bonus and a reasonable interest rate.

Let’s do the math!

Interest Rate 0% 3.50%
Cost of Vehicle $25, 000 $25, 000
Term 48 Months 48 Months
Discount $0 $2,000
Total Cost of Loan $25, 000 $23,000
Over 3 years $632/month $587/month

Get Approved

Find a Loan has been working for many years to help people just like you get approved for a loan and begin rebuilding or establishing their credit.  Our online application is simple, fast and secure.  We work with credit specialist’s right across Canada who is experienced in working with all credit situations.

Our online credit application is the easiest way to get started.  A credit specialist will review your application and determine financing and interest rates soon after the application is submitted.  With our simple 3 step application, you will be on your way to getting approved within 24-48 hours