1-877-255-8627

Home | Contact us

 Useful Terms when Discussing your Auto Loan

Monthly payment
Monthly payment for your auto financing.

Lease
A contract granting use or occupation of property during a specified period in exchange for a specified rent.

Total purchase price (before tax)
This is the total cost of your auto purchase. Include the cost of the vehicle, any additional options and any destination charges. Don’t include sales tax in this amount. Sales tax will be calculated for you and included in your total after tax price.

Term in months
Number of months for this loan.

Interest rate
Monthly interest rate for this loan.

Rebates and Cash down

Total amount of cash and/or factory rebates used in this purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.

Trade allowance
The total amount that you are given for any automobile that you trade-in as part of this purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for “Sales tax deduction for trade-in” for more information on trade-in vehicles and sales tax.

Amount owed on trade
Total loan balance still outstanding on the trade-in.

Non-taxable fees (optional)
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.

Taxable fees (optional)
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.

Sales tax rate
Sales tax percentage rate charged on this purchase.

 
 Bad Credit Car Loan Canada

Is bad credit acting as a hurdle in securing finances to purchase a vehicle? You are not alone.  Many have experienced a blemish of bad credit or a bankruptcy.  These situations can leave you feeling hopeless and at a loss.  Find a Loan will help you to get a loan and purchase a vehicle, regardless of your credit history.

Find a Loan has been working for many years to help people just like you get approved for a loan and begin rebuilding their credit.  Our online application is simple, fast and secure.  We work with credit specialist’s right across Canada who is experienced in working with all credit situations.

Our online credit application is the easiest way to get started.  A credit specialist will review your application and determine financing and interest rates soon after the application is submitted.  With our simple 3 step application, you will be on your way to getting approved within 24-48 hours.

 
 Auto Loans for People with Bad Credit

Are you worried you won’t be able to get behind the wheel of a quality vehicle due to bad credit or bankruptcy?  The process to obtain a car loan and purchase a vehicle can be stressful and overwhelming, especially for those with bad credit.  Find a Loan has worked with many people in your situation, you are not alone.  We are here to make the process less stressful, and more enjoyable.  Our online application will keep your information confidential and you can complete it in the comfort of your own home.  You do not have to speak with a bank representative about your situation, which can be difficult.

If you have been denied an auto loan in the past due to poor credit, now is the time to get back on track, despite your credit history.  Obtaining an auto loan and making your regular payments can help to improve your credit score.  Our approval rate is 99% based on applicants meeting our minimum requirements.

There are many resources to utilize when getting an auto loan.  Try budget calculators to help plan what you can afford and what monthly payments fit within your budget.  This will help you to understand which cars are in your price range, whether they are new or pre-owned.  Also, using the loan calculator can assist you with calculating your loan amount, term and help you visualize what monthly payments you will be looking at.  Speaking with a credit specialist is also a great place to start.  They will help you every step of the way, and purchase the vehicle that best suits you and your needs.

 
 Auto Loans and Bad Credit

Are you getting discouraged in your search for a new vehicle?  Is bad credit putting a barrier between you and your next vehicle purchase?  Find a Loan is here to help you.  We work with these struggles and challenges every day.  Find a Loan will help you get approved with our simple, hassle free process.

Do not let poor credit stand in your way of owning your dream vehicle.   Bad credit auto loan provides you with an opportunity to rebuild your credit profile. In Canada, lending agencies have designed loans to help you meet your vehicle needs while allowing you to make payments that will not set you back. The rate of interest, financing and terms will vary depending on whether you have a default, overdue payments or missed payment. Once you have evaluated your current financial position, start searching for an auto loan with the lowest rate of interest.  Find a Loan credit specialists will help you get you reasonable financing and interest rates.

What are the requirements to secure bad credit auto loans in Canada?

  1. The applicant must be 18 years of age or above.
  2. Must be a citizen of Canada.
  3. Must be in regular employment for more than six months.

Getting approved for an auto loan in Canada is much easier than ever before. Bad credit, no credit or bankruptcy will no longer act as the major obstacle in securing an auto loan.

Bad credit auto loans are vastly available online.  Lenders have become very accustom to working with bad credit and bankruptcy auto loans.  Get approved today for your auto loan.

 
 Auto Insurance Canada

Auto insurance means a protection you need while buying or driving a car. Auto insurance is designed to protect an automobile in the case of unexpected loss, accident and damage in exchange for a periodic payment. Auto insurance includes not only insurance against theft but also compensation for damage to the car and for personal injury to the victim of an accident. By having auto insurance, you would able to protect yourself, your family and others from incurring additional mental and financial burden.

Learn More »

 
Login